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SEPA payment transactions

SEPA refers to the Single Euro Payments Area (SEPA): Within this area there are uniform procedures for cashless payments in euro. SEPA payment processes include transfers, direct debits and card payments.

The benefits for you
  • Use SEPA transfers/direct debits for domestic and cross-border euro payments.
  • Same standards for all participating countries
  • Uniform processing of transfers, direct debits and card payments
  • IBAN provides better protection against numerical errors or typing mistakes
  • Fast and simple processing of payments, e.g. deadline for crediting a paperless transfer is one bank working day.
Real-time transfers (instant payments)
International payment transactions

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