Banking Card (Visa debit) - more secure than cash

Banking Card (Visa-Debit)

Why do you get a new Banking Card?

Your previous Banking Card (debit card) is equipped with the “Maestro” payment procedure from Mastercard International Inc. which will no longer be supported in Germany and a large number of European countries from 01.07.2023. Due to the discontinuation of the “Maestro” payment procedure, you will no longer be able to use your existing BankCard as usual for payments and cash withdrawals outside Germany, such as for shopping or refuelling in France or Luxembourg. In addition, foreign terminal payment systems are increasingly being used in retail or gastronomy; your previous Banking Card will also no longer be accepted there in the future.

What can the new Banking Card (Visa debit) do in comparison:

Services at a glance

Cash withdrawals at around 60,000 ATMs nationwide, including over 23,000 ATMs belonging to the savings banks and Landesbanken, where you can withdraw cash free of charge.
Pay for purchases without cash at around 770,000 acceptance points throughout Germany – with PIN or signature
Combining the Banking Card with the Visa Debit co-badge increases merchant reach (especially abroad). Visa cardholders can pay at over 70 million merchants in more than 200 countries and regions worldwide - wherever the Visa logo can be seen.
For the first time, the Banking Card has a 16-digit card number, an expiry date and a 3-digit verification number for particularly secure online shopping.
Convenient and secure cashless payment – small amounts also contactless without PIN and signature
Use at the bank statement printers of SaarLB and the Saarland savings banks
Select your preferred PIN at the ATM

Your banking card (Visa debit) is accepted wherever you see the corresponding symbols and logos.

The ATM symbol is the acceptance mark for the ATM network in Germany. Here you can withdraw cash using your BankCard and your personal PIN.

You can find the Visa logo on all continents worldwide. You can withdraw cash with your Banking Card at all ATMs marked with the Visa logo. You can also make cashless payments at cash points displaying the Visa logo using your Banking Card and personal PIN.

The EUFISERV symbol, short for “European Savings Banks Financial Services”, is the acceptance symbol for the ATM network of the European savings banks.

Your Banking Card (Visa debit) also has the girocard contactless function. This allows you to make your payments at the merchant checkout also contactless.

If the “wave symbol” is displayed on a card, you can use it to make contactless payments. The card is equipped with a chip and uses NFC technology (Near Field Communication). With this technology, a connection can be established between the card and the payment terminal over a few centimetres. A card with NFC technology does not necessarily have to be taken out of the wallet, but other radio chip cards can then interfere with the connection, so that the payment process can be interrupted.

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Change of communication channel for information on the EEA currency conversion fee for card payments

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Emergency service

If you lose your card, dial the nationwide number (0049) 116116.